This terraced house offers excellent value family accommodation in a village setting. The three bedroomed accommodation is within a cul-de-sac just off the village main street and enjoys an enclosed garden providing a safe space for children and pets. The living space includes a generous through lounge/dining area.
LOCATION
The village of Skirlaugh is situated on the A165, to the east of Beverley and north east of Hull. Each of these centres is about 10 miles by road, whilst the property is also conveniently placed for access to the east coast (Hornsea approx 8 miles) and Holderness. The village includes a primary school and convenience store.
THE ACCOMMODATION COMPRISES:
GROUND FLOOR
Entrance Hall: Understairs cupboard, radiator and dado rail.
Through Living Room: Rear chimney breast incorporates an inset living flame gas fire. Two radiators.
Kitchen: A range of painted cabinets include laminate worktops with a one and a half bowl single drainer sink. Electric oven and hob, plumbing for automatic washing machine, ceramic tiled floor and radiator.
FIRST FLOOR
Landing
Bedroom One: Wall mounted gas combination boiler. Radiator.
Bedroom Two: Radiator.
Bedroom Three: Radiator.
Bathroom / WC: Contemporary fittings comprise a shower bath with plumbed shower fitment and splash screen, and vanity units housing a toilet and wash basin. Tiled walls with heated towel radiator.
EXTERNAL
The property has a shallow area of front garden with a privet boundary hedge and a shared side tunnel pedestrian access leads to the rear where there is a semi-detached brick outhouse with electricity connected. A good-sized paved and concreted yard area includes an enclosed section suitable as a dog run. A screen boundary with archway leads through to the garden area which is mainly lawned with a patio and decking. Boundaries are fully fenced, walled or hedged giving good security and privacy. On street parking to the front of the house.
Heating and Insulation: The property has gas-fired radiator central heating and uPVC double glazing.
Services: All mains services are connected to the property. None of the services or installations have been tested.
Council Tax: Council Tax is payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band 'B' (verbal enquiry only).
Tenure: The property is freehold. Vacant possession upon completion.
Viewing: Strictly by appointment with the agent's Beverley office. Tel: (01482) 866844.
Tenure : Freehold
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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