A three bedroom town house on a popular street off Holme Church Lane. The property offers a larger than usual third bedroom as it benefits from some extra floorspace over the passageway which also provides access to the rear garden. The house will need extensive updating but we believe it will have wide appeal. There is no forward chain.
A traditional style 3 bedroom mid town house on this sought after street on the east side of Beverley. These properties are highly regarded both for their location and the fact that many, including this one, have a larger than usual third bedroom given the extra first floor space provided by it projecting over part of the passageway which provides access to the rear garden. The house benefits from gas fired central heating and uPVC double glazing but will require extensive updating that may include rewiring. It represents a great opportunity to buy a family house in a good location at a lower price level. The accommodation comprises: Entrance Hall, Living Room, Dining Kitchen, 2 Double Bedrooms, a larger than usual Third Bedroom and a Bathroom. There are gardens to the front of the property and many purchasers may want to utilise this area for off street parking (subject to necessary permissions). There is a garden to the rear with an area of lawn, patio and a timber shed.
The property is offered with no forward chain and early viewing is advised to fully appreciate the opportunity if offers.
LOCATION
Kirkholme Way lies off Holme Church Lane on the eastern side of Beverley. There is a range of local shops on Holme Church Lane as well as the nearby Grovehill Road, and an Aldi supermarket on Swinemoor Lane. Beverley itself provides an extensive range of shops, pubs, restaurants and leisure amenities including its famous Westwood and racecourse. The nearby A164 and A1174 provide good road connectivity to all sides of nearby Hull and the A1079 and A63 which link to the wider road network.
ACCOMMODATION
Entrance Hall - stairs to first floor.
Living Room - with a large window to the front.
Dining Kitchen - with 2 windows and a door to the rear, understairs cupboard and older style kitchen units.
First Floor Landing
Bedroom 1 - a double bedroom with a window to the front.
Bedroom 2 - a double bedroom with a window to the rear.
Bedroom 3 - a larger than typical single bedroom with a window to the front.
Bathroom - with a three piece traditional white suite including bath, low flush WC and pedestal wash-hand basin.
Outside - there are gardens to the front which many purchasers will seek to convert to off-street parking (subject to necessary permissions). To the rear there is a further garden with an area of lawn, patio and timber shed with fencing to the perimeter. A passageway gives pedestrian access to the front.
Heating and Insulation: The property has gas-fired radiator central heating and uPVC double glazing.
Services: All mains services are connected to the property. None of the services or installations have been tested.
Council Tax: Payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band ‘B’ (verbal enquiry only).
Tenure: Freehold. Vacant possession upon completion.
Viewings: Strictly by appointment with the agent’s Beverley office. Tel: (01482) 866844.
Tenure : Freehold
Council Tax Band : B
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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