A superb opportunity to acquire a 5 bed detached house of over 1500 sq ft (excluding the garage) of internal accommodation located on a modern garden square development. The house has been extended by the current owners and some elements of finishing are still in process but will be completed.
The modern property provides well-proportioned rooms arranged over 3 floors and with a balcony off the top floor bedroom which may provide a great office or studio. The rear garden is surprisingly, given the urban location, not particularly overlooked. There is also an integral garage. With gas fired central heating and double glazing the accommodation briefly comprises: Entrance Hall, WC Cloaks, Spacious Living Room, Dining Room with bi-folding doors to garden and Kitchen with a range of modern units. To the first floor is a Landing (part unfinished), large Main Bedroom, Double Bedroom (undecorated) with En Suite Shower Room, a further Double Bedroom, another Bedroom (with reduced ceiling height due to the eaves) and a Bathroom. To the second floor is a further Double Bedroom with a vaulted ceiling and a significant amount of glazing to one aspect, part of which is a French window giving access to a balcony. This bedroom also gives convenient access to loft areas providing excellent and convenient storage. There is a small garden to the front of the property and a driveway leads to an integral garage. To the rear of the property there is a garden largely laid to lawn with a substantial decked area (unfinished). The garden is surprisingly private in nature given the urban location as the gable end of the property immediately to the rear has no window in it.
A two storey extension has just been built and the vendors are currently in the process of finishing off painting and decorating this area. Photographs will be updated as and when this area has been completed. They intend the work to be finished before the conclusion of any sale.
It represents a great opportunity to obtain a substantial amount of living and bedroom space in a modern building. An early internal inspection is highly recommended.
ACCOMMODATION
Entrance Hall
WC Cloaks
Living Room - spacious
Dining Room - bi-folding doors
Kitchen - modern fitted units
First Floor Landing (part unfinished)
Main Bedroom - large
Double Bedroom (undecorated) with En Suite Shower Room
Double Bedroom
Bedroom (restricted head height due to eaves)
Bathroom
Second Floor Landing - (access to a loft void)
Double Bedroom - vaulted ceiling, extensive glazing to one aspect, French window to balcony and access to a loft void.
Front Garden - small
Rear Garden
Driveway and Integral Garage
LOCATION
The property forms part of a modern garden square development completed in around 2011 and this is one of just two detached properties on it. It provides good access to Hull City Centre and the A63 and benefits form an extensive range of nearby shops and amenities.
Heating and Insulation: The property has a gas-fired central heating system and uPVC double glazing.
Services: All mains services are connected to the property. None of the services or installations have been tested.
Council Tax: Council Tax is payable to the Kingston-upon-Hull City Council. The property is shown in the Council Tax Property Bandings List in Valuation Band 'C' (verbal enquiry only).
Tenure: Freehold. Vacant possession upon completion.
Viewings: Strictly by appointment with the agent's Beverley office. Tel: (01482) 866844.
Tenure : Freehold
Council Tax Band : C
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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