the perfect starter home for a first time buyer to get on the property ladder or for anyone wanting to downsize.
The property briefly comprises:- entrance hall, lounge, hallway with WC, kitchen, first floor landing with two double bedrooms, family bathroom, rear garden and two parking spaces to the front.
LOCATION
Driffield offers an outstanding array of amenities including shops, restaurants, public houses, quality sports facilities dedicated to Rugby, Golf, Football, Bowls, Cricket and many others as well as a very highly regarded Secondary School. It also provides excellent road and public transport connections to Hull, Beverley, Bridlington and Scarborough.
THE ACCOMMODATION COMPRISES:-
ENTRANCE HALL- 29 (0.85m) x 35 (1.05m)
Door to the front aspect, laminated flooring and radiator.
LOUNGE- 120 (3.68m) x 130 (3.97m)
Well proportioned and spacious lounge with window to the front aspect, stairs leading to the first floor landing, laminated flooring, radiator, TV point and power points.
HALLWAY
Built in storage cupboard and laminated flooring,
WC- 35 (1.05m) x 61 (1.86m)
Opaque window to the side aspect, tiled splash back, sink with pedestal, low flush WC, laminated flooring, radiator and extractor fan.
KITCHEN- 73 (2.21m) x 1210 (3.93m)
French doors to the rear aspect, cupboard housing the gas combi boiler, a range of wall and base units, sink with drainer unit and mixer tap, space for fridge/freezer, plumbing for washing machine, elecrtric oven, gas hob with stainless steel splash back, extractor hood, laminated flooring and power points.
FIRST FLOOR LANDING- 61 (1.87m) x 32 (0.97m)
Fitted carpets, radiator and power points.
BEDROOM ONE- 95 (2.87m) x 1211 (3.96m)
Window to the front aspect, built in storage cupboard, fitted carpets, radiator, TV point and power points.
BEDROOM TWO- 73 (2.23m) x 130 (3.97m)
Another double bedroom with window to the rear aspect, fitted carpets, radiator and power points.
BATHROOM- 60 (1.85m) x 66 (1.98m)
Opaque window to the side aspect, partially tiled walls, three piece bathroom suite comprising:- low flush WC, sink with pedestal and tiled splash back, panelled bath with over head shower attachment and glass shower screen, vinyl flooring, heated towel rail and extractor fan.
GARDEN
East facing gardem which is a good size and benefits from being mainly laid to lawn, patio to the immediate rear, timber fencing ensuring its fully secure and gated side access.
PARKING
Off street parking for two cars to the front of the property.
SHARED OWNERSHIP
The price of the property is for 70% shared ownership. The remaining 30% is owned by Karbon Homes for which a monthly rent of £103.53. There is also a lease management fee of £15.00, service charge of £2.42 and insurance at £30.16 which accumulates to £151.11 per month. There are 125 years on the lease which started on 05/03/2021. Please ask the agent for more details.
SERVICES
Understood to all be connected to mains.
TENURE
Details on request from the agent.
COUNCIL TAX BAND
Council Tax is payable to the East Riding of Yorkshire Council. The property is shown on the Council Tax Property Bandings List in Valuation Band B.
EPC- B
VIEWING
Strictly by appointment with the sole agents.
FREE VALUATION
If you are looking to sell your own property, we will be very happy to provide you with a free, no obligation market appraisal and valuation. We offer very competitive fees and an outstanding personal service that is rated 5 star by our fully verified clients.
Tenure : Leasehold
Council Tax Band : B
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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