A 2 double bedroom end town house with a great EPC rating of 'B' providing 706 sq. ft. of internal accommodation in this popular area of Beverley. A great investment or first time buyer opportunity.
The property is gas centrally heated and double glazed and provides accommodation that comprises: Entrance Hall, Living Room with bay window to front, a fitted Dining Kitchen with gas hob and electric oven (and Worcester gas boiler), rear Entrance Hall and WC Cloaks. To the first floor are 2 Double Bedrooms and a Bathroom. Solar panels on the roof are an extra bonus and contribute to the great EPC rating.
The property would benefit from some updating and cosmetic improvement but could be moved into if a purchaser wished to. The sizeable rear garden may provide an opportunity to extend (subject to ncessary permissions).
There is a gravelled front garden which may provide a degree of off-street parking as it is open to the side adjacent to the service road which runs past the side of the house. There is a good sized garden to the rear of the house with a paved patio, an area of lawn and a shed, with fencing to the perimeter.
ACCOMMODATION
Entrance Hall
Living Room - with bay window
Dining Kitchen - with oven and hob
Rear Entrance Hall
WC
First Floor Landing
2 Double Bedrooms
Bathroom
Front gardens
Rear Gardens - good size
LOCATION
Holme Church Lane lies to the east of Beverley town centre but provides great access to the town centre which is considered to be walkable. There is a range of local shops and amenities in the area and the nearby Flemingate centre provides many retail and entertainment options in addition to those which the town centre offers. Beverley railway station is also not far away. Nearby Hull Road also provides good access via car through to Hull.
Heating and Insulation: The property has gas fired central heating and uPVC double glazing. There are solar panels to the front and rear of the property and there is a feed in tariff that comes with the solar panels so the owner gets money back each quarter. The MCS certificate is available on request.
Services: All mains services are connected to the property. None of the services or installations have been tested.
Council Tax: Council Tax is payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band 'B' (verbal enquiry only).
Tenure: Freehold. Vacant possession upon completion.
Viewing: Strictly by appointment with the agents Beverley office. Telephone: 01482 866844.
Tenure : Freehold
Council Tax Band : B
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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