A great opportunity to acquire an appealing 2 bedroom 1st floor flat in this smaller and sought after development in Cottingham. The flat offers a spacious living room and generous bedroom accommodation. It is located in a sought after residential area and as there is no forward chain an early viewing is highly recommended.
Cherry Garth is a development built in the mid 1980s on the site of an older and prominent house in the area. The 1st floor property benefits from gas fired central heating and uPVC double glazing. The accommodation comprises: a spacious Entrance Hall with useful built-in cupboard, a spacious 18’5” Living Room with two windows, a generous fitted Kitchen, a double Bedroom with fitted wardrobes, a good sized single Bedroom with fitted wardrobes and a Bathroom. There is parking available within the inner courtyard.
A really lovely property that will appeal to investors or owner occupiers with no forward chain and an early viewing is highly recommended.
LOCATION
Cherry Garth occupies a prominent location on the corner of Beck Bank and Lyngarth Avenue in the East Yorkshire village of Cottingham. Cottingham railway station is located just a short distance away providing connections to central Hull, Beverley and Bridlington. A little to the west is the centre of Cottingham with its extensive range of shops and local amenities. The location provides good access to Hull and wider East Yorkshire.
ACCOMMODATION
Communal entrance door, hall and stairs.
Entrance Hall - a spacious hall with generous built-in cupboard.
Living Room - a good sized room with a fireplace and two windows on the west facing aspect.
Kitchen - a good sized kitchen for a flat comprising a washing machine and a range of fitted units including an electric oven, hob, sink and drainer. Window.
Bedroom 1 - a double bedroom with a range of fitted wardrobes, cupboards and bedside tables. Window.
Bedroom 2 - a single bedroom with a range of fitted wardrobes, cupboards and bedside table.
Bathroom - a three piece suite in white comprising a panelled bath with electric shower over, low flush WC and wash-hand basin. Window.
Parking - each flat has the right to use one parking space in the inner courtyard and there are two visitors’ parking spaces in front of the entrance to the car park.
Heating and Insulation: The property has gas-fired central heating and uPVC double glazing.
Services: All mains services are connected to the property. None of the services or installations have been tested.
Council Tax: Council Tax is payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band 'B' (verbal enquiry only).
Tenure: The property is held under leasehold title. The current lease has approx. 84 years to run with a current ground rent of £10 per annum. Please refer to the sole agents for service charge details. With vacant possession upon completion.
Viewing: Strictly by appointment with the agent's Beverley office. Telephone: 01482 866844.
Tenure : Leasehold
Council Tax Band : B
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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