This end of row country cottage is a rare find, standing on the edge of the village within a countryside setting and enjoying views over adjacent farmland to the front, side and rear. The property occupies a plot of half an acre to include a fenced grass field to the rear and with a large stable within one of two garages at the property already this presents a great opportunity for those wanting to keep a horse or pony, as our vendor has for many years. The paddock would also suit other uses for animals or development of an allotment or larger garden. The original two bedroomed property has been comprehensively modernised and is appointed throughout to a very attractive standard - ready for a buyer to move in and enjoy. It retains character features and a large conservatory connects the living space with a large enclosed garden, whilst the main bedroom has its own en-suite.
LOCATION
The property is on a quiet country lane on the southern edge of Catwick a village on the A1035 road leading to Hornsea, about five miles away on the East Yorkshire coast. It is 8 miles into the market town of Beverley and local amenities in nearby Leven include a general store, butchers, hot food takeaway, school, public houses, sports & recreation clubs and health care facilities. A general store is located just a mile away at the junction with the A165 road from Hull to east coast towns.
THE ACCOMMODATION COMPRISES:
GROUND FLOOR
Lounge: Cast iron fireplace fitted with living flame gas fire, beamed ceiling and two radiators.
Dining Kitchen: Fitted with a modern range of Shaker-style cabinets with granite-effect laminate worktops including a built-in electric oven, hob and hood. Plumbing for a dishwasher. Understairs cupboard, radiator, beamed ceiling and tiled floor.
Conservatory: A very pleasant living space with French doors opening to the garden. Radiator.
Utility Room: Fitted single drainer sink with plumbing for automatic washing machine below. Shower enclosure, tiled floor and radiator.
Separate WC
FIRST FLOOR
Landing: Split level.
Bedroom One: Featuring a cast iron fireplace and a full-width range of three modern fitted double wardrobes. Separate cupboard housing gas boiler. Radiator.
En Suite Shower Room: Large quadrant shower enclosure, toilet and wash-hand basin within vanity cupboards. Tiling to walls and floor with heated towel radiator.
Bedroom Two: Radiator.
Separate WC: Low level toilet suite and wash-hand basin.
EXTERNAL
Outbuildings
The following buildings stand to the side of the cottage and are served by a private gated driveway providing parking.
Stable / Garage: 19'4" x 11'9" (5.89m x 3.58m) Of brick and tile construction.
Garage: 18'5" x 8'8" (5.61m x 2.64m) Built of timber with a corrugated sheet roof.
Timber Summerhouse
Garden
A good sized garden is fully enclosed by close-boarded fencing and is lawned with some shrubs on the boundary. A Yorkstone patio enjoys a south-westerly aspect adjoining the rear of the house.
Paddock
Beyond the garden to the rear is the rectangular fenced pony paddock which extends to about 0.3 of an acre. This is accessed via a second gated driveway from Rise Lane. (N.B. This driveway is also subject to a right of way in favour of the two adjoining cottages to the north.)
Heating and Insulation: The property has gas-fired radiator central heating and uPVC double glazing.
Services: All mains services are connected to the property. None of the services or installations have been tested.
Council Tax: Council Tax is payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band 'B' (verbal enquiry only).
Tenure: Freehold. Vacant possession upon completion.
Viewings: Strictly by appointment with the agent's Beverley office. Tel: (01482) 866844.
Tenure : Freehold
Council Tax Band : B
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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