A two bedroom period mid terraced house in this highly sought after area of central Beverley lying between Westwood Road and Woodlands/Wood Lane. The house has been significantly upgraded in recent years with lots of high quality fitted shelving, wardrobes and cupboards to the living room and bedrooms. The property is in a great location and given that, its excellent condition and there being no forward chain, significant interest is expected.
This lovely property has been extensively modernised and will make an excellent property for first time buyers, downsizers or investors looking to let long term or do holiday lets. The accommodation benefits from gas-fired central heating, extensive double glazing and briefly comprises: a Living Room with feature period style fireplace and extensive fitted shelves and cupboards, a Shaker-style fitted Kitchen with electric hob and oven, Shower Room with modern suite in white with spacious walk-in shower, 2 Bedrooms both with extensive fitted bedroom furniture and one with a period fireplace. There is a yard to the rear of the property.
This lovely home is located in an excellent position and with the quality of its condition it is well worth an early view. Short of that we do have a 360 degree tour available which will give a good overview of the property. There is no forward chain.
LOCATION
St Mary’s Terrace sits to the west of Beverley town centre and runs between the junction of Wood Lane/Woodlands and that of Newbegin/Westwood Road. It is a highly sought after area. Beverley town centre is just a stroll away and provides an extensive range of shops, pubs, restaurants and local amenities. The renowned Beverley Westwood lies just to the west and is also only a few minutes' walk away. It offers great dog walking and recreational space.
ACCOMMODATION
Living Room - a spacious room with an extensive range of well fitted cupboards and shelving units. There is a feature period style fireplace and a window to the front. Stairs to the first floor.
Inner Hallway
Kitchen - an attractively fitted modern kitchen with a range of base and wall mounted Shaker-style units including an electric oven and hob. Plumbing for automatic washing machine, sink and drainer. Door and window to the rear.
Shower Room - a good-sized room that is attractively fitted with a modern three piece suite in white comprising a spacious walk in shower unit, low flush WC and pedestal wash hand basin. Tiled walls and floor.
First Floor Landing
Bedroom 1 - An attractive room with fitted wardrobes and a period-style fireplace. Window to the front.
Bedroom 2 - also with a range of fitted furniture to include drawers, a dressing table and shelving. Built-in cupboard housing the gas boiler. Window to rear.
Outside - there is a yard to the rear of the house with fencing to the perimeter. A gate gives access to a ginnel at the rear.
Heating and Insulation: The property has gas-fired radiator central heating and extensive double glazing.
Services: All mains services are connected to the property. None of the services or installations have been tested.
Council Tax: Council Tax is payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band 'C' (verbal enquiry only).
Tenure: Freehold. Vacant possession upon completion.
Viewing: Strictly by appointment with the agent's Beverley office. Telephone: 01482 866844.
Tenure : Freehold
Council Tax Band : C
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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